Virtual cards in the catalogue
Entries in this part of the catalogue describe cards with no plastic. They are issued within minutes, some can be added to a phone wallet, and they suit subscriptions, online services and shops abroad. A good share is distributed through Telegram bots and small apps.
The fields worth comparing are issuance and top-up fees, currency conversion, the services that reject the card and the behaviour once the balance is spent.
Many of the listed services are young, and their documentation is thin. Where terms are vague the entry states it, and numbers from third parties carry an unofficial label.
Articles
LinkPay Card Review: Fees, Limits and Real-World Use
LinkPay is a virtual card you load with crypto and then spend like an ordinary payment card — in shops, online, wherever…
MaaarPay card review: a digital Visa paid from a stablecoin balance
MaaarPay is a payment card you spend from a crypto balance, and at its core it is a simple idea: load a…
MaxSwap card review: no paperwork, but heavy fees
MaxSwap is not really a card company in the way your bank is a bank. It is a crypto wallet that hands…
MIG Pay card review: anonymous prepaid Mastercard from a Telegram mini-app
MIG Pay is one of a small set of payment cards aimed at people who pay for goods and services abroad in…
Mirocard review: virtual crypto card for ad and service spend
Mirocard is a virtual payment card, Visa and Mastercard only, that you fund from a crypto balance and then spend like an…
Moon card review: who it suits, what it costs and where it falls short
Moon is a Visa prepaid card that you load with crypto, and on paper it is built for one job: turning Bitcoin,…
MothCard review: a virtual card for people without a bank card
MothCard is a virtual payment card aimed at people who cannot get an ordinary bank card, or who want to spend a…
MPay card review: score, fees, and who it suits
MPay is a crypto card: you top it up with USDT, it converts that into a balance you spend online like an…
Nero card review: a virtual crypto card, read closely
The first thing you notice about Nero is how little there is to notice. There is a website, a press release from…
NEXA card review (2026): costs, top-up options and who it suits
NEXA sells itself as a reloadable stored-value card you can fund with cryptocurrency and spend where Visa or Mastercard is taken. On…
Nocturne Card Review: A High-Fee, Anonymous Crypto Card With Major Gaps
Nocturne is a crypto-funded payment card that pitches itself at anonymous users, those funding a card with Bitcoin, Monero or USDT without…
OkiCard review: a USDT-funded card with quiet gaps
If you have trouble getting an ordinary bank card — a blocked application, a country your bank will not serve, a payroll…
